Everyone deserves a place to call home

Power up your mortgage experience

Cliffco Mortgage Bankers is your trusted partner for mortgage financing solutions. With our commitment to excellence and hands-on approach, we empower home buyers and investors across the U.S. to secure the perfect financing solutions for their unique needs. 

OUR NUMBERS SPEAK FOR THEMSELVES

4.8
Average Review Rating
25+
Licensed States
90+
Loan Officers
$6B+
In Loans Funded Since Inception

HOW DOES IT WORK

The mortgage process

30 Day Closings for Most Loans
1
Get Pre-Approved
Meet with a loan officer who can help assess your financial situation and determine how much you can afford for a home purchase. 
2
Home Search
Connect with a local Realtor and start shopping for homes in your budget. 
3
Offer Acceptance
Once you find a property you love, it’s time to make an offer to the seller. If the offer is accepted, you’re ready for the next step.
4
Formal Loan Application
You will submit a formal loan application and provide detailed information about the property and your finances. 
5
Processing & Underwriting
A processor will verify your credit, employment, and assets, and then submit all documents to Underwriting to determine if the loan is approved. A home appraisal will then be ordered. 
6
Commitment
Once the loan is approved, you will receive a commitment letter outlining the terms of the loan.
7
Closing
This is the final step! You will sign all necessary paperwork, pay closing costs, receive the keys, and move in!
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LET'S GET STARTED

We’re here to help.

We're Cliffco

FIRST-TIME HOMEBUYER?

Get a home loan you’ll actually love.

  • Funding Dreams

  • Positive Customer Reviews

  • Wide Reach

  • Exceptional Loan Officers

$6B+

Mortgages funded since company inception

FORGE YOUR PATH

Take the next step

Buy a home

If you’re ready to take the next step to purchase a home, explore our loan product offerings.

Calculate your loan

Need to see the numbers? Use our calculators to get an idea of what your payments or budget could look like. 

Refinance

Do you want to lower your rate or change your term? Let’s talk about your refinance options today. 

PRODUCT SELECTION

Personalized Approach

Personalized

At Cliffco Mortgage Bankers, we believe in taking a personalized approach to every customer's financial journey. Our dedicated team of mortgage loan officers carefully evaluates each client's unique needs to recommend the perfect loan product that aligns with their specific needs, goals, and financial situation. With our commitment to understanding your individual requirements, we ensure a seamless and customized mortgage experience that empowers you to achieve your real estate goals with confidence. You can expect:

Get matched with the perfect product
A professional and personalized experience
Exceptional customer service
Get Started

TESTEMONIALS

Happy clients, happy partners

"Cliffco Mortgage Bankers are by far the best around… They treated me as a friend instead of a client. They were very thorough and the communication throughout my process was amazing. Thank you for everything."

"Wonderful experience from start to finish!! Lauren and her team were super knowledgeable, helpful, and always available to answer my never ending list of questions. They also went above and beyond to make closing day such a special experience for us!!!! As first time home buyers we felt very comfortable with them throughout the whole process and would recommend to anyone!!!!"

"If you’re in the market for a new home, George Diamantakis is the perfect mortgage loan officer. I truly believe he’s got a genuine interest at heart for all his clients. He’s professional, knowledgeable and most of all he’s reachable via phone/text whenever you have questions during the process of buying a home. He’s made our first home buying process so much easier than we expected."

"Joe & Emily make the best team! I have been working with them for a few years now and both I and my referred clients always have a wonderful, easy, and communicative experience with them throughout the transaction. They get my clients to the closing table in record time, get them great deals, and are experts in communicating and educating."

"As a first time home buyer, Paul made it very easy to understand and explain the process. He was super helpful and always made it a point to talk through things on the phone. Truly appreciated all the support throughout this process and he was there through it all all the way to closing."

"My wife and I recently had the pleasure of working with Jay and Mario from Cliffco Mortgage Bankers to secure a mortgage for our new home. The experience was completely hassle-free. A previous mortgage officer had told us we didn’t qualify due to my recent change in employment, but Jay and Mario’s extensive experience made this a walk in the park. They explained that since I was in the same industry, it wasn’t a problem at all."

"I was referred to Cliffco Mortgages by a friend and I must say my experience was superb, fast and thorough. Highly recommended. Dean was magnificent, available for questions at all times, very professional, and extremely knowledgeable. Geralyn was simply the best. You are in great hands when dealing with Cliffco Mortgages. I couldn't be happier."

"We are first time home buyers and Richard Alvarez was very helpful throughout the whole process, he was on top of everything and responded to all of our questions right away and kept us updated constantly."

"Cliffco Mortgage Bankers has got to be the best most professional and fast services. Mellisa my husband and I want to thank you for all. You really went far and beyond for us. We are officially house owners thanks to Melisa and Cliffco Mortgage Bankers so thank you thank you!!!"

FAQ

Some questions,
some answers.

A fixed-rate mortgage has a stable interest rate that remains the same throughout the life of the loan. In contrast, an adjustable-rate mortgage (ARM) has an interest rate that can change periodically, usually after an initial fixed period.

A fixed-rate mortgage has a stable interest rate that remains the same throughout the life of the loan. In contrast, an adjustable-rate mortgage (ARM) has an interest rate that can change periodically, usually after an initial fixed period.

A fixed-rate mortgage has a stable interest rate that remains the same throughout the life of the loan. In contrast, an adjustable-rate mortgage (ARM) has an interest rate that can change periodically, usually after an initial fixed period.

A fixed-rate mortgage has a stable interest rate that remains the same throughout the life of the loan. In contrast, an adjustable-rate mortgage (ARM) has an interest rate that can change periodically, usually after an initial fixed period.

A fixed-rate mortgage has a stable interest rate that remains the same throughout the life of the loan. In contrast, an adjustable-rate mortgage (ARM) has an interest rate that can change periodically, usually after an initial fixed period.

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