At Cliffco Mortgage Bankers we help our clients find the best loans that are right for them so they can achieve the dream of home ownership. We help people save money on property every day, but we know that even if you have the best deal out there, buying a home can be an expensive proposition.
In addition to being able to meet the terms of a mortgage, which very often will last for 30 years, there are costs you might not immediately think of. A big part of that are going to be closing costs. Your closing is probably the most important day of the home buying process, and a lot of money will change hands. Closing costs can be an annoying but necessary part of the process. Cliffco has a program to ease a bit of the burden.
Programs That Help Cut Closing Costs by Cliffco
Closing costs can add up. According to WTSP-TV, some of the fees you can encounter at your closing can include:
- Appraisal Fee
- Credit Report Fee
- Flood Certification Fee
- Loan Closing Fee
- Tax Tracking Service
- Title Commitment Fee
- HOA Condo Questionnaire
It ’s no small amount of money. That’s why Cliffco has come up with a program that will give our customers relief from a key closing cost. It’s Called our Home Advantage Rewards Program
How The Home Advantage Rewards Program Works
Cliffco is proud to offer this program which works as a rebate on your appraisal fee. Here’s how it works:
- Cliffco mortgage bankers will issue participants in the home a credit card that will fund a rebate.
- The rebate gives customers up to $500 to be used towards payment of your appraisal fee.
- The credit will be applied at your closing.
- You can obtain the rewards program cards at Cliffco sponsored events or at one of our open houses.
- The credit card must be activated through our website.
Cliffco Helps find Affordable Home Loans
Cliffco knows that families need to make every dollar count and we hope that we can ease your financial burden at closing. We can also help you find ways to save money on your mortgage or offer you loans that tap into the equity that you have in your home. In short, we want to help you find loans that you can afford.
We’ll give you a free financial assessment to help you understand what you can afford as your monthly payment. We’ll help you organize documents related to your purchase and mortgage and help you get an appraisal and title commitment. If you make an offer that’s accepted, we’ll review your purchase offer contract. We’ll take you through every step of the process, from giving you a pre-approval letter to obtaining your loan approval and we’ll provide you funding for your closing.
The road to home ownership is a long one. Cliff Mortgage Bankers is committed to make that journey a successful one. If you’re looking to buy property, if you want to know what your options are, or if you think you might have difficulty finding financing and want to know what loans and programs are out there, Cliffco would like to hear from you. Contact us today.