David Fallarino is one of the country’s top-performing mortgage professionals, with over $3 billion in closed loan volume across a 20+ year career. As Senior Vice President at Cliffco Mortgage Bankers, he leads The Fallarino Group, a high-impact origination team specializing in smart, strategic financing solutions for High Growth Entrepreneurs, self-employed professionals, and clients with complex financial profiles.
David’s experience spans sales and leadership roles at Independent Mortgage Banks, Regional Banks, and National Banks, giving him a 360-degree view of how to navigate even the most challenging loan scenarios. He and his team are known for delivering tailored mortgage strategies, backed by the strength and control of a Direct Lender, with the flexibility to Broker loans when it benefits the client. They offer a full suite of products—from Conventional to Jumbo loan amounts, Conforming loans, A‑Paper loans, Non‑QM, Alt‑A, DSCR, Bridge, Construction Loans, and truly custom-designed solutions others can’t match.
Raised on Long Island, David spent 15+ years living and working in Manhattan, building relationships and closing deals at some of the largest banks in the country. He now lives back on Long Island with his wife Paula (married 12 years), their 7-year-old twins Ruby and Rome, and their energetic dog, Cash. When he’s not helping clients structure deals, you’ll find him on the sidelines at sports games, involved in community events, or planning his family’s next travel adventure.
I look forward to the opportunity to work with you, Read my reviews!

NMLS | #673167