With over 20 years in the mortgage financing industry, Julian Giaquinto has built a reputation as a dedicated and trusted mortgage banker in New York. As part of Cliffco Mortgage Bankers, Julian offers a wide range of residential loan solutions designed to meet the needs of diverse borrowers—from first-time homebuyers to seasoned real estate investors. His deep knowledge of FHA, conventional, jumbo, and investor loans allows him to tailor mortgage strategies that fit each client’s financial goals.

Since 2008, Julian has developed a strong specialty in reverse mortgages, guiding seniors and retirees through one of the most important financial decisions of their lives. He believes that when it comes to reverse mortgages, education and personalized guidance are key. By walking clients through each step of the process, Julian ensures they fully understand their options and feel confident about their decisions.

In addition to reverse mortgages, Julian also provides innovative financing for clients who may face unique challenges, including self-employed borrowers, no-income check loans, and clients turned down by other banks. His focus on personalized service, years of experience, and comprehensive knowledge of lending programs make him a valuable resource for anyone looking to buy, refinance, or invest in property across New York.