Helping Borrowers Across Westchester, NYC & Long Island

With over 30 years of mortgage experience, James Perrone serves borrowers throughout Westchester, New York City, and Long Island. He specializes in helping those who may not fit the traditional lending mold, including self-employed buyers, small business owners, and clients with credit challenges. James is known for finding flexible loan programs that match real-world financial situations.

FHA & Reverse Mortgage Options

James frequently works with clients seeking FHA loans for affordable homeownership and reverse mortgages for homeowners 62+ who want to access their home equity in retirement. Whether you are purchasing your first home, refinancing, or exploring retirement solutions, James provides practical guidance with a proven track record of success.

Tailored Solutions for Self-Employed Borrowers

Self-employed borrowers often face extra hurdles when applying for a mortgage. James offers solutions beyond W-2 income, including bank statement programs, P&L options, and flexible qualification paths. His approach is built on decades of practical knowledge, giving clients confidence that they have the tools to make informed decisions.