With over 23 years of mortgage lending experience, I’ve guided hundreds of clients across Nassau and Suffolk Counties and beyond in reaching their homeownership and investment goals. Whether you’re a first-time homebuyer, a real estate investor, or looking to refinance, I take pride in making the mortgage process clear, stress-free, and tailored to your financial needs.

As a dedicated Mortgage Loan Officer, I provide personalized support from pre-approval through closing. My focus is on educating clients about their options so they can make confident decisions that align with both short- and long-term goals. I understand that every borrower’s situation is unique, and I specialize in helping clients overcome down payment hurdles, credit challenges, and complex financial scenarios.

At Cliffco Mortgage Bankers, I offer access to a wide range of loan programs, including:

• Conventional & FHA loans

• VA & USDA loans (ideal for veterans and rural buyers)

• Jumbo & high-balance mortgages

• Adjustable-Rate Mortgages (ARMs)

• Portfolio & Investor programs, including Non-QM, DSCR, and bank statement loans

• Purchase, rate & term, and cash-out refinance options

No matter your background, income type, or credit profile, I am committed to helping you find the right financing solution—and delivering a fast closing so you can move forward with confidence.

Contact me directly at 516-859-7747 or email paul@cliffcomortgage.com to discuss your home financing needs. You can also click Apply Now to start your journey toward homeownership today.

TESTIMONIAL

“I couldn’t have done with it without Paul. There are not enough great things to say about Paul, the way he works, and how he supported me during my first time buying a home! He is thorough, efficient, and above all educates you on the process every step of the way. I felt taken care of, heard, and actually enjoyed the process! I feel like I am walking away with someone who will always be in my court, and can call whenever I need something and I’m beaming ear to ear as I think about the journey from when I first walked into Paul’s office, to the time I closed. I highly recommend Paul and his team at Cliffco!”

— Ashley Chander, Long Beach, NY