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Condos, Co-Ops & Condotels
Condo & Co-Op loans finance your purchase of a condo or cooperative housing which offers shared ownership and community living.
Enjoy community living
Share in mortgage obligations with a Co-Op
Less maintenance costs
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Conventional Loans
A Conventional Loan is a popular option for homebuyers with good credit and stable income.
Down payment options as low as 5%
Competitive interest rates
Available for primary, secondary, or investment properties
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VA Loans
VA Loans are government-backed loans available to eligible veterans, active-duty service members, and their families.
No down payment required
Competitive interest rates
No private mortgage insurance (PMI)
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FHA Loans
An FHA Loan is a government-backed mortgage ideal for first-time homebuyers with lower credit scores or limited down payment funds.
Low down payment requirement
Easier qualification criteria
Fixed and adjustable rate options
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Renovation Loans
Renovation Loans provide financing to purchase or refinance a home while covering renovation costs, making it ideal for buyers looking to upgrade their property.
Funds for home purchase and renovation
Increased property value potential
VA options available
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Non-QM Loans
Non-QM Loans are alternative mortgage options for borrowers who don't meet traditional lending criteria, providing flexibility in income verification and credit history.
Flexible underwriting criteria
Tailored solutions for unique financial situations
Ideal for self-employed borrowers or those with non-traditional income sources
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USDA Loans
USDA Loans, backed by the U.S. Department of Agriculture, offer affordable financing
No down payment required
Low mortgage insurance rates
Supports eligible rural and suburban areas
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Down Payment Assistance Programs
DPA Programs offer affordable mortgage options to eligible homebuyers through state-sponsored initiatives. Find out which state-specific initiatives are available to you.
Down payment assistance programs
Special interest rate offers
Tailored programs for first-time buyers
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Refinancing
Refinance loans replace an existing mortgage with a new one, often to secure better terms, lower interest rates, or access equity in a property.
Lower your interest rate
Reduce your monthly payments
Utilize your equity with cash-out options
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Reverse Mortgage
A Reverse Mortgage is a unique loan for homeowners aged 62 and older, allowing them to convert a portion of their home equity into cash without monthly mortgage payments.
No monthly mortgage payments required
Funds received can be used for various purposes
Homeownership remains with the borrower
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