Tom Whalen is a seasoned mortgage banker and insurance professional with 25 years of experience helping clients and referral partners make smart, confident financial decisions. Based in Bellmore, NY, Tom recently joined Cliffco Mortgage in Uniondale, bringing a relationship-first approach built through long-standing partnerships with real estate agents—who drive the majority of his referrals. Known for integrity and clear communication, he’s also a certified continuing education (CE) instructor who teaches free monthly classes to local agents, strengthening connections and delivering real value.