Power up your mortgage experience

Cliffco Mortgage Bankers is your trusted partner for mortgage financing solutions. With our commitment to excellence and hands-on approach, we empower home buyers and investors across the U.S. to secure the perfect financing solutions for their unique needs.

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The mortgage process

Mortgage Steps
1

Get Pre-Approved

Meet with a loan officer who can help assess your financial situation and determine how much you can afford for a home purchase.

2

Home Search

Connect with a local Realtor and start shopping for homes in your budget.

3

Offer Acceptance

Once you find a property you love, it’s time to make an offer to the seller. If the offer is accepted, you’re ready for the next step.

4

Formal Loan Application

You will submit a formal loan application and provide detailed information about the property and your finances.

5

Processing & Underwriting

A processor will verify your credit, employment, and assets, and then submit all documents to Underwriting to determine if the loan is approved. A home appraisal will then be ordered.

6

Commitment

Once the loan is approved, you will receive a commitment letter outlining the terms of the loan.

7

Closing

This is the final step! You will sign all necessary paperwork, pay closing costs, receive the keys, and move in!

Where we operate

The map below showcases the states where Cliffco is licensed to originate, and where we currently have branches available for in-person appointments. If a branch isn’t available in your area, we can assist you virtually with your mortgage process. Simply locate a loan officer licensed in your state, and connect with us today.

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Uniondale, NY

Branch NMLS: #65328
70 Charles Lindbergh Blvd., Suite 200 Uniondale NY 11553

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Take the next step

At Cliffco Mortgage Bankers, we believe in taking a personalized approach to every customer’s financial journey. Our dedicated team of mortgage loan officers carefully evaluates each client’s unique needs to recommend the perfect loan product that aligns with their specific needs, goals, and financial situation. With our commitment to understanding your individual requirements, we ensure a seamless and customized mortgage experience that empowers you to achieve your real estate goals with confidence. You can expect professional and personalized experience and exceptional customer service.

Explore our loan product offerings.

Do you want to lower your rate or change your term?

Explore our loan product offerings.

Get an idea of what your payments or budget could look like. 

Do you want to lower your rate or change your term?

Find a location close to you.

Licensed in multiple states.

We are changemakers focused on the future.

At Cliffco Mortgage Bankers, we believe in taking a personalized approach to every customer’s financial journey. Our dedicated team of mortgage loan officers carefully evaluates each client’s unique needs to recommend the perfect loan product that aligns with their specific needs, goals, and financial situation. With our commitment to understanding your individual requirements, we ensure a seamless and customized mortgage experience that empowers you to achieve your real estate goals with confidence. You can expect:

Happy clients, happy partners

We’d love to hear from you, Write us a review!

Some questions, some answers

A fixed-rate mortgage has a constant interest rate and monthly payment throughout the loan term. An ARM has an interest rate that can change periodically.

To determine how much house you can afford, consider your income, debts, down payment, credit score, and other financial obligations. Lenders typically look at your debt-to-income ratio and may recommend that your monthly housing costs (mortgage, taxes, insurance) not exceed 28% of your gross monthly income.

The down payment typically ranges from 3% to 20% of the home's purchase price, depending on the loan type and lender.

Your credit score, down payment, loan type, and loan term can all affect your mortgage interest rate.

Let’s Start the Conversation

Mortgage BROKER New York

Contact Details

CLIFFCO MORTGAGE BANKERS

70 Charles Lindbergh Blvd Suite 200, Uniondale, NY 11553, United States

+1 516-408-7300

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hours of operation

Monday
9 AM – 5 PM

Tuesday
9 AM – 5 PM

Wednesday
9 AM – 5 PM

Thursday
9 AM – 5 PM

Friday
9 AM – 5 PM

Saturday
Closed

Sunday
Closed